Duval Federal Credit Union
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Welcome

Welcome to Duval Federal Credit Union. It's not business. It's personal.

Jacksonville's DFCU offers exactly what you want: low rates on loans, superior yields on savings and retirement accounts, free online banking and bill pay, membership in a massive no-surcharge ATM network, and friendly, fast service.
Anyone who lives or works in Jacksonville and Duval County may join, and with all the benefits, everyone would want to!
Join now!
Headquarters/Contact Information

500 McDuff Avenue South
Jacksonville, FL 32254
(904) 356-3678
Fax (904) 360-8290
Toll Free: 1-800-563-6445
Member Service Call Center:
(904) 360-8300
Complete hours and locations
ABA/Routing number for ACH transactions: 263078950

24-hour account information via touchtone teller:
DARTLINE (904) 360-8288
email:

Federally insured by NCUA

New!

Well-Qualified Auto Buyer Program

DFCU announces a new program that leaves even more money in your pocket when you finance a vehicle with us.

Well-Qualified Buyers will receive some of the lowest rates around on new and used cars and trucks, while even conventional buyers will want to take advantage of the new, lower rates offered now for them.

How do you know if you and the vehicle you're purchasing are eligible for the Well-Qualified Buyers program? Just talk to a DFCU member service representative today!

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What You Need to Know about Overdrafts and Overdraft Fees

An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway. We can cover your overdrafts in two different ways:

  1. We have standard overdraft practices that come with your account.
  2. We also offer overdraft protection plans, such as a link to a savings account, which might be less expensive than our standard overdraft practices.

To learn more, ask us about these plans.

What are the standard overdraft practices that come with my account?

We do authorize and pay overdrafts for the following types of transactions:

  • Checks and other transactions made using your checking account number
  • Automatic bill payments

We do not authorize or pay overdrafts for the following types of transactions unless you ask us to (see below):

  • ATM transactions
  • Everyday debit card transactions

We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction.

If we do not authorize and pay an overdraft, your transaction will be declined.

What fees will I be charged if DFCU pays my overdraft?

Under our standard overdraft practices:

  • We will charge you a fee of up to $35 each time we pay an overdraft.
  • There is no limit on the total fees we can charge you for overdrawing your account.

What if I want DFCU to authorize and pay overdrafts on ATM and everyday debit card transactions?

If you also want us to authorize and pay overdrafts on ATM and everyday debit card transactions, click here to download the form and present it at any branch, or mail to:

Duval Federal Credit Union, Attn: Overdraft Authorization, 500 McDuff Avenue South, Jacksonville, Florida 32254

The deadline for your response is Aug. 15, 2010.